If you have immigrant parents, you might be worrying about what’s going to happen when they get to retirement, especially if their retirement plan is essentially you, without it being said out loud. This is something we see in the majority of people we work with. Almost all of our students over the years have […]
How to Plan for Your Immigrant Parents’ Retirement So It Doesn’t All Fall on You Read More »
The heart of Immigrant Finance We share so many strategy tips in our articles and videos. But what really makes the heart of Immigrant Finance is our clients and students, the people that we get to serve. We don’t talk enough about them, and they inspire us, so we figure they might inspire you too.
How This Immigrant Started Investing With an ITIN in One Session Read More »
When is a good time to start investing? It’s one of the most common questions we get in Immigrant Finance. It sounds like a strategy question, but it’s really a strategy and mindset question. When immigrants have more financial power, they also have more power to influence the laws and create better futures for themselves
When Is a Good Time for Immigrants to Start Investing? Read More »
Many immigrants believe they cannot invest in the United States. This belief is false. A Roth IRA for immigrants is not only possible, it is one of the smartest ways to build long-term wealth. If you have an Individual Taxpayer Identification Number, or ITIN, you can open a Roth IRA. You can invest your money
Immigrants Can Have a Roth IRA. Here’s How It Works Read More »
Tired of trading hours for dollars? Here are 4 real strategies to grow your money and build wealth so it can start working for you, even while you sleep. Whether you’re just starting your financial literacy journey or looking to get more strategic with your investing, these are the exact wealth-building methods we teach our
How to Build Wealth: 4 Strategies to Stop Trading Time for Money Read More »
If you’re an immigrant trying to figure out money, investing isn’t just another “life skill.” You might be the first person in your family even thinking about this. It is, in fact, hard to figure out how investing works. There’s also pressure, not just to grow your money, but to not mess it up. So
“When is the right time to invest?.” A lot of times that question is quietly holding people in place, and that costs something people can’t get back, which is time. For immigrants, especially first-generation wealth builders, that cost runs deeper than most people realize. The Truth Most People Won’t Say At some point, you’ve probably
The Right Time to Invest for Immigrants Read More »
For a lot of immigrant families, money doesn’t sit quietly in the same place. It moves across borders. It covers bills in two places. It carries expectations, gratitude, pressure, and sometimes, silence. So when people say, “just start investing,” it can feel disconnected from reality. Because your money already has a job. Actually, more than
Investing vs. Sending Money Home and How to Balance Both Without Guilt Read More »
If you’re an immigrant building your life from the ground up, this question approaches the topic from a new angle. Because it’s not just about money. It’s about: Not having a financial safety net Being the first in your family to figure this out Wanting to make the right move so you don’t fall behind
You Have $5,000 Saved: Should You Invest, Save, or Pay Debt? Read More »
If you’re new to investing, one of the most common questions is: When do you pay taxes on investments? Many immigrants worry that investing will create complicated tax problems or surprise bills. It is not as difficult as it seems, it is actually more encouraging than most people think. In many cases, you only pay taxes
When Do You Pay Taxes on Investments? Read More »